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Friday, February 21, 2020

Racist language is still woven into home deeds across America. Erasing it isn't easy, and some don't want to


Beverly Hills, California (CNN) Buried deep in the small print of deeds to a home that sold recently in this ritzy city lurks this stunning caveat: "Said premises shall not be rented, leased, or conveyed to, or occupied by, any person other than of the white or Caucasian race."

That is known as a racial covenant. And though now illegal, language like it still exists in the deeds to homes all across the United States.
Read more . . .


Friday, February 14, 2020

Buying a home? Here’s what to expect at the closing


Closing on a house marks the beginning of a new lifestyle for homeowners since ownership of the home is transferred. Here’s what to expect at the closing and how long it takes to close on a house.

What are closing costs?

Closing costs are the fees and expenses that the homeowner must pay before he/she becomes the legal owner of the house, condo or townhome. Expect to pay 2 percent to 5 percent of the mortgage loan in closing costs. Fees vary in each state and some have additional ones.
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Friday, January 31, 2020

What Exactly Do Closing Costs Cover?


Published January 17, 2020 via https://magazine.realtor/daily-news/2020/01/17/what-exactly-do-closing-costs-cover

A home costs more than just the sale price. For example, closing costs- which make up about 2% to 5% of the home's purchase price- are a major added expense. Michael Hyman, a research data specialist at the National Association of REALTORS®, shares the charges that make up closing costs in a post at the association's Economists' Outlook blog so that home buyers can be prepared.

Lenders provide a Closing Disclosure at least three business days prior to closing on a mortgage.
Read more . . .


Wednesday, May 16, 2018

In Focus: Real Estate Closings

Buying a home is an exciting experience, but one that is also very stressful. There are a myriad of details to handle, such as selling an existing home and obtaining financing. Once your loan has been approved, moreover, getting to the closing table can also be a challenge. Ultimately, an experienced real estate attorney can help to ensure the loan closing goes smoothly. In the meantime, this article is a discussion of an attorney’s role in a real estate settlement.


Read more . . .




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